Financial & Insurance

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h-braces1.jpgIt is our mission to provide you with affordable, high-quality treatment that fits your budget! We offer a variety of payment options to meet your needs. Our office accepts all major credit cards and offers third-party financing options for your convenience. We also offer no-interest in-house payment plans. Discounts are available for military professionals and for siblings undergoing treatment at the same time. We thoroughly explain your options, so that we can accommodate your needs.

Insurance

How does orthodontic insurance work?
The contract between insurance carriers and subscribers varies. Contrary to dental insurance, each person receiving orthodontic coverage has a lifetime maximum benefit for services. Thus the benefit is paid as a percentage of the treatment fee, until the maximum amount is reached. The fee for replacing broken or lost appliances is often not covered by insurance.

How can we assist you?
We offer flexible payment plans, and are a preferred provider for most major insurance plans. As a courtesy we will be glad to file your claim. However, remember our primary relationship is with you, not your insurance company. We can make payment arrangements based on your benefit. However, you or a family member is responsible for any charges not paid by the insurance carrier.

Helpful advice:

  • Know what your benefits are prior to treatment. If you don’t know, call your insurance carrier. We will also verify your coverage.
  • If you would like us to submit your claim, please give us the name, address and phone number of your insurance company.
  • We cannot provide treatment solely based on the assumption that your carrier will cover charges. But, as a courtesy, we can accept payments from your carrier as assigned to us by you (the insured). We will credit the payments to your account.
  • In the event that your carrier asks us to verify continuing treatment, or presents a form for verification, we will be glad to provide the necessary information.
  • For patients with Flex accounts, you may submit a copy of your cancelled check or payment receipt provided by us.
  • You will notice that your financial contract covers the total treatment fee, minus the estimated payment from your carrier. If your insurance fails to pay, you are responsible for paying the balance.